Individual Life & Health Insurance Solutions
If you lack coverage from your employer, having individual life and health insurance policies becomes essential. Our assistance will clear up any uncertainty regarding co-pays, coinsurance, and related factors, enabling us to craft a policy that aligns perfectly with you and your family’s lifestyle.
Explore our individual life and health insurance solutions and contact us at one of our four convenient locations in New Jersey. One of our experienced agents can help you get started with a free insurance quote!
Individual health Insurance
If your employer doesn’t provide healthcare coverage or if you’re self-employed, it’s crucial to obtain individual health insurance. We’ll take the time to find the coverage you and your family need, which could be more affordable than you might think. Plans are more flexible now than ever when it comes to balancing premium costs and coverage.
Individual life Insurance
One way you can invest in the future security of those you love the most is through individual life insurance. We’ll guide you through selecting the life insurance category that works best for you including term life, whole life and universal life insurance.
Individual disability Insurance
Unexpected serious illnesses or accidents can happen, disrupting your life and capacity to work for extended periods of time. In the event that a disability keeps you from working, disability insurance will allow you to safeguard yourself and those who rely on you financially. receive consistent payments to offset a portion of your lost earnings.
Individual Retirement & estate planning
No matter where you are in life, we’re here to help with individual retirement strategies and estate planning. From charitable gifts of life insurance, pension maximization strategies and self-canceling installment notes and more, our team will work with you to optimize your savings and achieve your future goals.
Additional Products
We offer the following additional individual life and health insurance products and services. For questions, more information, or to speak with an agent for a free quote, contact us today!
- Dental Insurance
- Medicare Supplement Insurance
- Medicare Rx Insurance
- Long Term Care Insurance
- College Funding
- IRA
- Annuities
- Executive Carve Out
- Long Term Care
- Mutual Funds
- Retirement Funding
- 529 Education Plans
- Money Markets
- Government Securities
- Municipal & Corporate Bonds
- Convertible Bond