NJ Auto Insurance
Protect your vehicle and passengers with affordable, comprehensive auto insurance from Stanton Insurance Group. Get personalized coverage designed for your needs and budget.
Why Choose Stanton Insurance Group for Auto Insurance in NJ?
At Stanton Insurance Group (SIG), we bring over 30 years of local expertise, offering personalized auto insurance solutions tailored to your needs. As a family-owned, independent agency, we work with 50+ top insurance carriers to secure the best coverage at competitive rates. Our team prioritizes your interests, guiding you through coverage options and ensuring you get the protection you need without overpaying. With a commitment to exceptional service, we make navigating auto insurance simple, so you can drive with confidence.
Save with Bundling
Bundling your auto insurance with home, renters, or other policies is a smart way to save. We help you maximize discounts by combining coverage from our network of 50+ top insurance carriers. Not only does bundling lower your premiums, but it also simplifies policy management—one provider, one bill, and seamless protection. Let us find the best bundle for your needs and put more savings back in your pocket.
Auto Insurance Coverage Options
Personal Injury Protection (PIP)
Personal Injury Protection, or PIP, covers medical expenses, lost wages, and essential services if you’re injured in a car accident, regardless of who caused it. In New Jersey, where no-fault laws apply, this coverage ensures you and your passengers receive necessary care without waiting for liability decisions.
Questions?
Contact an insurance agent at Stanton Insurance Group today to answer any of your questions or for a free review and quote.
Auto Insurance FAQs
The amount of auto insurance you need depends on several factors, including state requirements, your vehicle’s value, and your financial situation. In New Jersey, drivers must carry minimum liability coverage, but higher limits and additional coverage—like collision and comprehensive—can provide greater protection. Our team at Stanton Insurance Group (SIG) can help you assess your needs and find the right balance between coverage and cost.
“Full coverage” isn’t a specific policy but rather a combination of coverages that typically include liability, collision, and comprehensive insurance. This means you’re covered for damages to others, as well as repairs or replacement of your own vehicle due to accidents, theft, vandalism, or natural disasters.
Liability coverage protects you if you’re responsible for injuries or property damage in an accident. It typically includes bodily injury liability (covering medical expenses for others) and property damage liability (covering repairs to other vehicles or property). This coverage is required in New Jersey and is the foundation of any auto insurance policy.
The cost of auto insurance varies based on factors like your driving record, vehicle type, coverage limits, and location. In New Jersey, monthly premiums can range from $100 to $300 or more, depending on these variables. Our team at SIG works with 50+ insurance providers to find you the best rates for your needs.
The best auto insurance is one that provides the right balance of coverage, affordability, and service. The ideal policy depends on your individual needs, but working with an independent agency like SIG ensures you have access to multiple options from top-rated insurers, helping you secure the best protection at the best price.
Auto insurance typically covers liability (injuries and damages to others), collision (your vehicle’s damage in an accident), and comprehensive (non-collision incidents like theft or weather damage). Additional options like uninsured motorist coverage, medical payments, and roadside assistance can enhance your protection. Our experts can help customize a policy that fits your needs.